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Medicare Education Center

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Medicare Answers without the pressure

Medicare can feel overwhelming, especially when every plan, commercial, and phone call seems to say something different. The Savvy65 Education Center gives you simple, practical explanations so you can better understand your options before making a decision.

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Medicare News & updates

Medicare Spam Calls: What Seniors Need to Know

Are you receiving calls claiming they need to update your Medicare records? Learn how these spam callers operate, why they're asking about Medicare Part B, and the simple steps you can take to protect yourself from scams and reduce unwanted calls.

Supplement Sticker Shock

Rate increases that once averaged around 5% are now reaching 20% or more in some areas. Have Medicare Supplement premiums reached a tipping point?

Medicare GLP-1 Bridge Program Update: New Requirements Released

CMS has released new details about the Medicare GLP-1 Bridge Program, including provider forms, eligibility requirements, and a new requirement that beneficiaries show their insurance has denied coverage. The program has also been extended through December 31, 2027. Watch for the latest updates and important information before applying.

Medicare GLP-1 Bridge Program Update

CMS has released new information about the Medicare GLP-1 Bridge Program, including eligibility requirements, covered medications, and how the prior authorization process will work. Learn what beneficiaries need to know before the program's planned July 1, 2026 launch.

Supplement Rate Increases

Medicare Supplement premiums will increase over time, and sometimes those increases are significant. In this video, I explain why it may be worth reviewing your options, what to watch for, and why you should never cancel your current coverage until you know whether a new plan is approved.

Clear Spring Medicare Plans Ending?

Clear Spring Health is exiting the Medicare Advantage market, and affected members may need to choose new coverage. In this short video, Donna Lee with Savvy65 explains what members should know, why timing matters, and why reviewing doctors, prescriptions, and plan options carefully is so important.

Medicare & the $50 GLP-1 Drugs

CMS has announced the new Medicare GLP-1 Bridge program expected to begin July 1, 2026.

In this video, Donna explains what Medicare beneficiaries should know about eligibility, Part D coverage, prior authorization, and why the details matter before assuming you qualify.

Traveling Abroad with Medicare

Many people are surprised to learn that Original Medicare provides very limited coverage outside the United States. In this video, Donna explains what Medicare may — and may not — cover while traveling abroad, how Medicare plans can differ, and why it’s important to understand your protection before you leave home.

Turning 65

I'm Turning 65 Today !

I help seniors with Medicare every day — and then I turned 65 myself. This video is a personal reminder that Medicare can feel confusing, even when you know the system. The most important thing is to ask questions, slow down, and make sure your choices actually fit you.

Should You Use A Broker or Call Center?

Choosing Medicare coverage? Learn the difference between working with an independent broker and a call center, and why personalized guidance can make all the difference before and after enrollment.

Medicare fACTS you need to know

Medicare Prescription Payment Plan

Prescription costs can hit hard, especially early in the year. Medicare’s prescription payment option may help spread those costs into monthly payments instead of paying a large amount all at once. In this video, I explain the basics in plain English.

Part B Giveback: What’s the Catch?

You may have seen Medicare Advantage plans advertising a Part B Giveback benefit. In this short video, Donna Lee with Savvy65 explains what the benefit really means and why it is important to review your doctors, prescriptions, costs, and coverage before making a Medicare decision.

Dental Benefit Trap

Dental benefits can be important, but they should never be the only reason you choose a Medicare Advantage plan. In this video, Donna Lee with Savvy65 explains why provider access, cost sharing, prescriptions, and the overall structure of the plan matter just as much as the advertised dental allowance.

Does Medicare Coverage Travel With You?

Traveling this Memorial Day weekend or this summer? Donna with Savvy65 explains how Medicare coverage works away from home, including important differences between Original Medicare, Supplements, and Medicare Advantage plans.

Top Medicare Mistakes SERIES

Educate Yourself Before Enrolling in Medicare

Medicare commercials and ads can create confusion fast. In this video, Donna Lee with Savvy65 explains why understanding your options before enrolling can help you make more confident Medicare decisions.

Working Past 65? Don't Make This Medicare Mistake

Many people assume they can delay Medicare while keeping employer coverage, but the rules aren't always that simple. Learn when it's safe to postpone Medicare and how to avoid costly penalties and coverage gaps.

Don't Copy Your Neighbor's Medicare Plan

Your neighbor may love their Medicare plan, but that doesn't mean it's the right choice for you. In this video, Donna explains why Medicare decisions should be based on your doctors, prescriptions, and healthcare needs—not someone else's experience.

Missing Your Part B Enrollment Window

Missing your Medicare Part B enrollment window can lead to late enrollment penalties and gaps in coverage. In this video, Donna explains who needs to enroll, common mistakes people make when turning 65, and how to avoid costly Medicare enrollment errors.

Medicare Mistake #4: Skipping Your Annual Drug Plan Review

Prescription drug plans can change every year. Reviewing your medications during enrollment may help you avoid higher costs and make sure your coverage still meets your needs.

Medicare Mistake #5: Assuming Your Doctor Is Covered

Many people are surprised to learn that Medicare Supplement plans and Medicare Advantage plans work very differently when it comes to provider access.

Medicare Mistake #6: Ignoring Prior Authorization Requirements

Many beneficiaries assume that if their doctor orders a test, procedure, medication, or medical equipment, Medicare will automatically cover it. Unfortunately, that's not always the case.

Medicare Mistake #7: Believing Medicare Covers Long-Term Care

Many people are surprised to learn that Medicare generally does not cover long-term custodial care in a nursing home, assisted living facility, or at home.

Medicare Wellness & Prevention SERIES

Could You Have Glaucoma and Not Know It?

Depression can affect anyone, and Medicare helps cover depression screening as part of its preventive benefits. Learn who qualifies, what's covered, and why early detection is important for your overall health and well-being.

Medicare Covers Depression Screening

Depression can affect anyone, and Medicare helps cover depression screening as part of its preventive benefits. Learn who qualifies, what's covered, and why early detection is important for your overall health and well-being.

When Does Medicare Pay for Osteoporosis Screening?

Did you know Medicare may cover bone density testing for eligible beneficiaries? Learn who qualifies, how often the screening may be covered, and why early detection is important for protecting your bone health.

Who Qualifies for Medicare Lung Cancer Screening

Lung cancer is one of the leading causes of cancer deaths, but early detection can make a big difference. Learn who qualifies for Medicare-covered lung cancer screening, why it matters, and how this simple test may help find cancer before symptoms appear.

Medicare Diabetes Screening: Could You Be at Risk?

Many people have prediabetes or diabetes without realizing it. Learn who qualifies for Medicare-covered diabetes screenings, why early detection matters, and how this simple test could help protect your long-term health.

What Medicare Really Covers for Colonoscopies in 2026

Learn how Medicare covers screening colonoscopies, when costs may apply, and why this important preventive test can help detect problems before they become serious.

What Many Women Don’t Realize About Medicare Mammogram Coverage

Learn how Medicare covers preventive mammograms, who qualifies, and why early breast cancer screening is so important. Donna explains Medicare mammogram coverage in simple, easy-to-understand terms.

Medicare Annual Wellness Visit Explained

During the visit, your doctor may review your medications, blood pressure, memory concerns, fall risks, and preventive care needs. You may also receive a personalized plan for recommended screenings, vaccines, and wellness services covered by Medicare.

Prostate Cancer Screening and Medicare

Learn how Medicare covers prostate cancer screening, including annual PSA blood tests for eligible men. This video explains who qualifies, what the screening involves, and why early detection is important for protecting your health.

Medicare Preventive Screenings for FREE

A simple explanation of preventive care services covered by Medicare, including why preventive screenings matter and how they can help detect health issues early before they become more serious.

Coverage for Cervical Cancer Screenings

Learn how Medicare covers cervical cancer screenings, including Pap tests and pelvic exams. Watch this short video to learn more about this valuable Medicare preventive benefit.

Medicare Covers Heart Disease Screenings

Medicare covers cardiovascular disease screening blood tests that check cholesterol, lipid, and triglyceride levels. It also covers a yearly cardiovascular risk reduction visit with your primary care doctor to help review your risk factors and discuss ways to support your heart health.

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